Buy to Let Mortgages
See how we can help buy your first Buy to let property, add to your portfolio, or simply switch your buy to let mortgage deal
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Updated: February 23, 2023
Here’s everything you need to know about getting a buy-to-let mortgage. From mortgaging your first rental property, to optimising the finance on your portfolio.
you may be able to buy your first property as a buy-to-let property. A first time buyer buy-to-let mortgage will be assessed differently than if you already own a home. Your affordability for the mortgage based on your income will be primarily considered.
Yes -you can set up a specific type of limited company for property investment and some lenders may be able to help with options from day 1 of setting up. These types of limited companies are called Special Purpose Vehicles (SPV) and these are identified by the specific SIC code of the limited company.
Here are some property specific issues our clients come across with their buy-to-let properties that impact mortgage options:
We’re here to help. Many of our clients have portfolios of mortgaged properties. We keep them up to date with mortgage news and let them know when it’s to review their mortgage deals.
This will depend on several things such as:
We’re here to help you understand exactly how much deposit you can expect to need. In some cases your credit history can mean mortgage lenders will require you to use a higher-than-average deposit. We can help advise on the exact mortgage options available to you so you have clarity when it comes to your budget.
We believe in minimal advice fees to help you save on your mortgage. There may be a fee for arranging a mortgage however, the precise amount will depend upon your circumstances and this will not exceed £195. The fee may be waived subject to the terms of the fee waiver agreement and will be confirmed within the initial meeting.
Margaret – Google Review
Will is just amazing. He helped me through the process of re-mortgaging under complex circumstances every step of the way. He responded swiftly to every enquiry and gave me the confidence that everything was under control. I would recommend his services to anyone as he really knows what he is doing and got me the best deal possible. Thanks Will
Jennifer – Google Review
I have spoken to many mortgage advisors and Will by far is the most thorough, detailed, approachable and available individual that I have had the privilege of working with. He is very transparent, helpful and continuously goes above and beyond to give the best service to his customers. Thank you Will for looking after me. It has been great working with you.
Hamid – Google Review
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