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Listed Building Mortgages

Taking on a listed building means you become the custodian of a piece of history. Here’s how we can help mortgage a historic listed building

We’re rated Excellent on Google – We’ve got you covered

Author: Will Walton - Mortgage Advisor, Founder

Updated: February 23, 2023

Here’s everything you need to know about listed building mortgages. get in touch if there’s something specific you’d like to ask. You can click  Get Started or submit a question to an expert mortgage advisor.

Understand your budget with a Decision in Principle

A decision in principle is also called an “agreement” or “mortgage” in principle. They all refer to the same thing which is an initial yes from a mortgage lender.

This is here to give you an idea of what you can expect to borrow and know your budget. This is the best place to start.
 
A decision in principle will also allow you to see what mortgage rates you are eligible for. This helps you can understand your potential mortgage monthly repayments.
 
Many estate agents will ask to see a decision in principle if you would like to place an offer on a property. This acts as a way of showing the agent you can likely afford to buy the property and that you are a serious buyer. Remember, you can use any mortgage advisor you like, even if they suggest otherwise.

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Been declined by a lender because of their valuation?

Our expert knowledge can find you the right mortgage deal on your listed building so you don’t miss out on savings and don’t waste your time

Can you get a mortgage on a grade 1 listed building?

Yes – you may be able to. There are lenders who can help with mortgages for grade 1 listed buildings. Much will depend on the age and condition of the building. Occasionally some may limit the term of the mortgage depending on the age of the building. We can help determine this by looking at the property specifics for you.

Can you get a mortgage on a grade 2 listed building?

Yes, you may be able to. Grade 2 listed buildings are the most common of listed buildings and can mean a greater number of options than grade 1 listed buildings with mortgages.

I want to renovate a property, can I get a mortgage?

Yes – you may be able to. There are other forms of finance that can help but you may be able to use a mortgage if you are looking to buy a renovation project as your next home. 

How much deposit will I need?

This will depend on several things  such as:

  • Your credit history
  • Your income 
  • The property you are looking at buying 

We’re here to help you understand exactly how much deposit you can expect to need. This can help you budget with clarity for your listed building.

Our Fee-Free promise to you

We don’t charge you a penny for our service.

Our mortgage advice service is free to use. This is because like most mortgage brokers, we receive a payment from the lender, when your mortgage completes. We choose not to charge a fee on top of this. We do this to make sure we save you as much as possible on your mortgage deal with  unbiased, fee-free mortgage advice.

Rated Excellent by our clients

Will has been an amazing.

 He has been there throughout my home buying processing going out of his way to help. He found me a great mortgage deal which met my requirements and he was there to answer all my mortgage and home buying questions. He is very professional, great communication , honest and knowledgeable.He has made my house buying journey seamless and I couldn’t be more grateful.
 
 

Margaret – Google Review

An awesome service from beginning to end.

Will is just amazing. He helped me through the process of re-mortgaging under complex circumstances every step of the way. He responded swiftly to every enquiry and gave me the confidence that everything was under control. I would recommend his services to anyone as he really knows what he is doing and got me the best deal possible. Thanks Will

Jennifer – Google Review

Continuously goes above and beyond to give the best service

I have spoken to many mortgage advisors and Will by far is the most thorough, detailed, approachable and available individual that I have had the privilege of working with. He is very transparent, helpful and continuously goes above and beyond to give the best service to his customers. Thank you Will for looking after me. It has been great working with you.

Hamid – Google Review

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