Remortgages / Switching mortgage deals
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Updated: February 23, 2023
Expert fee-free mortgage advice to compare your remortgage options. We’re here to help make sure you don’t miss out on savings.
A decision in principle is also called an “agreement” or “mortgage” in principle. They all refer to the same thing which is an initial yes from a mortgage lender. This is here to give you an idea of what you can expect to borrow so you can understand your budget for your next mortgage deal
We’re here to help make sure you don’t miss out on savings with your next mortgage deal.
The answer varies between lenders but generally around 3-6 months before your fixed rate ends. This gives you plenty of time to speak to a mortgage advisor and review your options.
Speak to a mortgage advisor first. You may be missing out on a better deal without getting expert mortgage advice first. We can also help arrange your new mortgage with your current lender if they are the best option for your circumstances.
Yes you may be able to – you can use this to fund a new kitchen, a new extension or even a holiday subject to approval.
Minimal Advice Fees
We believe in minimal advice fees to help you save on your mortgage. There may be a fee for arranging a mortgage however, the precise amount will depend upon your circumstances and this will not exceed £195. The fee may be waived subject to the terms of the fee waiver agreement and will be confirmed within the initial meeting.
Margaret – Google Review
Will is just amazing. He helped me through the process of re-mortgaging under complex circumstances every step of the way. He responded swiftly to every enquiry and gave me the confidence that everything was under control. I would recommend his services to anyone as he really knows what he is doing and got me the best deal possible. Thanks Will
Jennifer – Google Review
I have spoken to many mortgage advisors and Will by far is the most thorough, detailed, approachable and available individual that I have had the privilege of working with. He is very transparent, helpful and continuously goes above and beyond to give the best service to his customers. Thank you Will for looking after me. It has been great working with you.
Hamid – Google Review
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Minimal Fee mortgage advice:
We believe in minimal advice fees to help you save on your mortgage. There may be a fee for arranging a mortgage however, the precise amount will depend upon your circumstances and this will not exceed £195. The fee may be waived subject to the terms of the fee waiver agreement and will be confirmed within the initial meeting.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. Important Information Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply
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