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Remortgages / Switching mortgage deals

Expert fee-free mortgage advice to compare your remortgage options. We’re here to help make sure you don’t miss out on savings.

We’re rated Excellent on Google – We’ve got you covered

Author: Will Walton - Mortgage Advisor, Founder

Updated: February 23, 2023

Expert fee-free mortgage advice to compare your remortgage options. We’re here to help make sure you don’t miss out on savings.

Understand your budget with a Decision in Principle

A decision in principle is also called an “agreement” or “mortgage” in principle. They all refer to the same thing which is an initial yes from a mortgage lender. This is here to give you an idea of what you can expect to borrow so you can understand your budget for your next mortgage deal

 

Fixed rate mortgage deal ending?

We’re here to help make sure you don’t miss out on savings with your next mortgage deal. 

When should I look at switching mortgage deals?

The answer varies between lenders but generally around 3-6 months before your fixed rate ends. This gives you plenty of time to speak to a mortgage advisor and review your options.

My current mortgage lender has sent me a new deal, should I take it?

Speak to a mortgage advisor first. You may be missing out on a better deal without getting expert mortgage advice first. We can also help arrange your new mortgage with your current lender if they are the best option for your circumstances.

Can I switch deals and take out a larger mortgage?

Yes you may be able to – you can use this to fund a new kitchen, a new extension or even a holiday subject to approval.

Minimal Advice Fees

We believe in minimal advice fees to help you save on your mortgage. There may be a fee for arranging a mortgage however, the precise amount will depend upon your circumstances and this will not exceed £195. The fee may be waived subject to the terms of the fee waiver agreement and will be confirmed within the initial meeting.


Rated Excellent by our clients

Will has been an amazing.

 He has been there throughout my home buying processing going out of his way to help. He found me a great mortgage deal which met my requirements and he was there to answer all my mortgage and home buying questions. He is very professional, great communication , honest and knowledgeable.He has made my house buying journey seamless and I couldn’t be more grateful.
 
 

Margaret – Google Review

An awesome service from beginning to end.

Will is just amazing. He helped me through the process of re-mortgaging under complex circumstances every step of the way. He responded swiftly to every enquiry and gave me the confidence that everything was under control. I would recommend his services to anyone as he really knows what he is doing and got me the best deal possible. Thanks Will

Jennifer – Google Review

Continuously goes above and beyond to give the best service

I have spoken to many mortgage advisors and Will by far is the most thorough, detailed, approachable and available individual that I have had the privilege of working with. He is very transparent, helpful and continuously goes above and beyond to give the best service to his customers. Thank you Will for looking after me. It has been great working with you.

Hamid – Google Review

Ask us a question

We’re here to help. Whatever your circumstances, drop your question here to get an answer from an expert mortgage advisor

 

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