Holiday Let Mortgages
Expert fee-free mortgage advice from an expert on holiday let mortgages. Helping you find the mortgage deal and not miss out on mortgage savings
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Updated: February 23, 2023
Here’s everything you need to know about holiday let mortgages. Get in touch if there’s something specific you’d like to ask you. By getting started or submitting a question, you can chat with an expert mortgage advisor.
We’re here to help save you time by using our expert knowledge of holiday let mortgages.
Yes – you may be able to. There are lenders who can help you mortgage a holiday let cottage. Some can also allow you to use the property periods of time, typically 90 days a year for personal use. This means you can enjoy your investment in the gaps between guests too.
Holiday let mortgages can be assessed differently to others. The potential rental income of the property will need to be assessed. You may need a holiday letting agent to provide a valuation. This consists of high, mid, and low-season rental income figures. This is a common request from Holiday let mortgage lenders
This will depend on several things such as:
We’re here to help you understand exactly how much deposit you can expect to need. Typically you can expect to need around 25% deposit as a minimum for most lenders , with some allowing 20%. Your actual deposit needed will also depend on the potential rental income of the property and how this varies seasonally.
We believe in minimal advice fees to help you save on your mortgage. There may be a fee for arranging a mortgage however, the precise amount will depend upon your circumstances and this will not exceed £195. The fee may be waived subject to the terms of the fee waiver agreement and will be confirmed within the initial meeting.
Margaret – Google Review
Will is just amazing. He helped me through the process of re-mortgaging under complex circumstances every step of the way. He responded swiftly to every enquiry and gave me the confidence that everything was under control. I would recommend his services to anyone as he really knows what he is doing and got me the best deal possible. Thanks Will
Jennifer – Google Review
I have spoken to many mortgage advisors and Will by far is the most thorough, detailed, approachable and available individual that I have had the privilege of working with. He is very transparent, helpful and continuously goes above and beyond to give the best service to his customers. Thank you Will for looking after me. It has been great working with you.
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